B2B Financing Services

Manufacturing companies face significant working capital challenges due to the cash conversion cycle—purchasing raw materials, funding production processes, carrying finished goods inventory, and waiting for customer payments that often extend 30-90 days. Our manufacturing B2B financing solutions address these challenges through comprehensive working capital facilities, equipment financing and leasing, inventory financing, and receivables-based lending that align with production cycles and payment terms.

We provide revolving credit facilities that give manufacturers flexible access to working capital for materials, labor, and overhead costs. Our equipment financing enables acquisition of machinery, production equipment, and manufacturing technology through loans and leases that preserve cash flow. Inventory financing solutions fund raw materials, work-in-progress, and finished goods, allowing manufacturers to maintain optimal inventory levels without straining working capital. Receivables financing accelerates cash flow from outstanding invoices, reducing the wait for customer payments.

Manufacturing businesses using our B2B financing solutions see improved production capacity through reliable equipment access, better supplier relationships through timely payments, reduced cash flow strain from extended payment terms, and ability to accept larger orders. Our expertise spans diverse manufacturing sectors including food and beverage processing, metal fabrication and machining, plastics manufacturing, textiles and apparel, industrial equipment manufacturing, and custom manufacturing operations. We understand production cycles, seasonality, equipment financing needs, and working capital requirements unique to manufacturing.

Wholesale and distribution businesses operate with significant capital invested in inventory, requiring specialized B2B financing to manage supplier payments, maintain stock levels, and bridge cash flow gaps between paying suppliers upfront and collecting from customers over extended payment terms. Our wholesale financing solutions include inventory financing that enables stock purchases without depleting working capital, receivables financing that accelerates cash flow from credit sales, and trade credit programs that optimize payment terms throughout the supply chain.

We implement asset-based lending facilities that advance against inventory and receivables, providing flexible working capital that grows with your business. Purchase order financing enables acceptance of large customer orders by funding supplier payments for required inventory. Supply chain financing programs extend payment terms with suppliers while ensuring timely payments, preserving working capital and potentially capturing early payment discounts. Our distribution B2B financing services accommodate seasonal inventory needs, new product line launches, and growth into new markets or customer segments.

Wholesale and distribution companies using our financing benefit from improved supplier relationships through consistent on-time payments, ability to maintain optimal inventory levels to meet customer demand, improved cash flow through receivables acceleration, and capacity to grow without restrictive debt covenants. Our expertise spans food service distribution, industrial supplies distribution, automotive parts distribution, consumer goods wholesaling, building materials distribution, and B2B product distribution across diverse categories. We understand inventory management, seasonality patterns, margin dynamics, and working capital optimization in wholesale distribution.

Technology companies face unique financing challenges as they often lack the physical assets that traditional lenders require as collateral, yet require significant capital for customer acquisition, product development, and scaling operations. Our technology B2B financing solutions address these needs through revenue-based financing, growth capital, equipment leasing for hardware and infrastructure, and working capital facilities that align with technology business models including SaaS subscription revenue and enterprise license sales.

Unlike traditional asset-based lending, our technology financing focuses on revenue streams, customer contracts, recurring revenue metrics, and growth potential rather than physical collateral. We provide SaaS financing structures that advance against monthly recurring revenue (MRR) and annual recurring revenue (ARR), providing capital that scales with subscription growth. Revenue-based financing offers flexible repayment tied to revenue performance, avoiding the fixed debt service of traditional loans that can strain early-stage companies.

Technology companies benefit from working capital for customer acquisition and marketing spend, equipment financing for servers, data center infrastructure, and employee hardware, and growth capital that preserves ownership compared to equity financing. Our technology financing expertise spans SaaS platforms, software development companies, IT services providers, technology consulting firms, and hardware technology businesses. We understand SaaS metrics, customer lifetime value, churn implications, and the importance of growth capital in technology markets where speed to market and scaling advantages determine competitive success.

Construction and transportation industries are capital-intensive, requiring significant investment in heavy equipment, vehicles, and machinery to undertake projects and serve customers. Our equipment financing solutions for these industries include heavy equipment leasing, fleet financing, asset-based lending against vehicles and equipment, and project-based working capital that addresses the unique cash flow patterns of construction contracts and freight operations.

Construction companies utilize our equipment leasing for excavators, loaders, cranes, and construction machinery, preserving capital while accessing necessary equipment. We provide construction project financing that funds materials, labor, and subcontractor payments between progress billings, managing cash flow through retainage holds and final payment delays. Our construction B2B financing expertise helps contractors bid on larger projects, manage equipment needs without major capital expenditures, and smooth cash flow between project milestones.

Transportation companies benefit from fleet financing and leasing for trucks, tractors, and trailers, asset-based lending that advances against vehicle value and accounts receivable, and working capital for fuel, maintenance, insurance, and driver payroll. We structure repayment terms to align with freight revenue cycles and account for seasonal variations in shipping demand. Transportation businesses using our financing access newer, more reliable equipment without capital outlay, improve fleet efficiency, and maintain working capital for operations and growth. Our expertise spans trucking companies, logistics providers, freight carriers, and specialized transportation services.

Healthcare providers including medical practices, clinics, diagnostic centers, and specialty healthcare facilities require significant investment in medical equipment, technology, and facility improvements while managing operational costs, regulatory requirements, and reimbursement cycles. Our healthcare B2B financing solutions include medical equipment financing, practice acquisition financing, working capital for operations, and real estate financing for healthcare facilities, addressing the unique needs of healthcare businesses.

Medical equipment financing enables acquisition of diagnostic imaging, surgical equipment, examination tools, and healthcare technology through loans and leases that preserve working capital. We understand medical equipment depreciation, technology obsolescence considerations, and the importance of maintaining modern equipment for patient care quality. Our healthcare financing expertise includes practice acquisition financing for physicians buying into practices or expanding locations, working capital for operations and marketing, and refinancing to consolidate debt or improve cash flow.

Healthcare providers using our B2B financing acquire state-of-the-art medical equipment without disrupting cash flow, expand practices and facilities to serve growing patient demand, improve operational efficiency through technology investments, and manage cash flow through insurance reimbursement cycles. Our healthcare financing expertise serves medical practices, dental practices, veterinary clinics, diagnostic imaging centers, specialty clinics, and ambulatory surgery centers. We understand healthcare reimbursement models, regulatory compliance requirements, and the balance between capital investment and operational excellence in healthcare delivery.